eSave FP works independently from the FI’s internal management and information systems (MIS) in order not to interfere with FI’s IT security regulations. eSave FP is located on a secure https page: https://login.macsesave.com/.
The eSave scoring approach enhances in-house ESM Systems. It allows management to steer the alignment process with the institution’s environmental, social, and climate policy goals and is a valuable, cost-effective tool to manage non-financial disclosure requirements.
eSave offers a secure, efficient, and flexible work environment according to specific needs of clients. It allows for the consolidation of green portfolios and provides reports on environmental, social, and climate impacts.
eSave is a web based service provided by MACS Energy & Water, an independent Consultancy based in Germany (www.macsonline.de).
eSave GC is a tool which enables financial institutions to verify, monitor and report “green loans”. Standardized green measures implemented in the tool allows simple verification of standard green loan products and calculates the impact in terms of energy savings, greenhouse gas reduction but also water savings or other environmental resources. Everything’s is adaptable to specific conditions like countries, languages, loan products, climatic conditions etc.
At the end eSave GC provides eligibility checks of potential loans and helps FIs to monitor and report their environmental portfolio.
Scope definitions from the GHG Protocol
eSave Scope 3 calculates the GHG footprint of bank loans and loan portfolios according to the methodology described by the GHG Protocol (Category 15: Investments), the leading standard for carbon accounting.
Our calculation approach is bottom-up, when detailed information on the energy consumption of a particular investment is available. If this is not the case, then a top-down approach is followed, based on average sector data, as published in official national statistics.
In order to facilitate the non-financial reporting of financial institutions, MACS has developed an easy to use and cost-effective approach to evaluate and track the environmental, social, and climate (ESC) performance of individual loans and loan portfolios, on the basis of sector, location, and measure evaluation of single loans. This solution is based on internationally accepted risk and sector classifications, and draws upon multiple databases for location-risk scoring.
The proposed ESC scoring method produces a range of scores between A+ and E-, with A+ describing a client operating in a low risk sector and location and implementing a positive impact measure. E-, on the other hand, describes a client operating in a high risk sector and location, and implementing a negative impact measure.
Increased levels of investment into CO₂-neutral energy generation is one of many necessary steps needed to achieve the ambitious goals set by the 2015 United Nations Climate Change Conference in Paris. A substantial fraction of this investment will support development of small hydropower plants around the world, making better use of around 100 GW of small hydro power potential. However, the relatively small size and the uniqueness of individual projects will often hinder correct project assessment from the point of view of engineering, environmental and economic feasibility.
eSave Hydro Power is a decision support system that helps investors and financiers in the assessment of existing and potential small hydropower projects. Building upon the experience of MACS engineers, extensive project database and industry standard algorithms, eSave Hydro Power is capable to provide a quick and accurate assessment of small hydropower suitability of any riverside location around the world, to estimate potential energy generation at the location and to suggest the most appropriate system design.
eSave Hydro Power is an innovative Web-based tool employing cutting edge IT and forecast technology designed to appeal to water and finance professionals alike to deliver reliable and verifiable results within tight time frames and constrained field visit budgets.
eSave FP works independently from the FI’s internal management and information systems (MIS) in order not to interfere with FI’s IT security regulations. eSave FP is located on a secure https page: https://login.macsesave.com/.
eSave FP is customizable with respect to country specific data like climatic zones, language, currency, as well as to certain FI specific features like branches, client types and RE/EE measures that can be financed.
eSave Hydro is capable to obtain data from national river gauge databases or from custom river runoff records.
eSave FP contains both standard and non-standard measures. For standard measures eSave FP (based on the inputs of specific data) calculates the savings in primary and secondary energy as well as in CO2 emmissions. eSave FP currently includes over 50 standardized measures and 11 non-standard RE/EE measures.
Yes, eSave FP is used for reporting of GGF, KfW, GCPF, FMO credit lines all over the world.
The User Manual, a Quick Reference Guide and a document describing the calculation approach can be downloaded directly from the eSave homepage.
MACS can provide full training for eSave FP. The training of new users can be either classroom or on-the-job training, depending on the FIs needs and requirements. Our trainings apart from actual handling of the software may also include training in identification of RE/EE measures and technologies or additional hydrologic and economic statistics.
Yes, MACS also provides eSave FP support and helpdesk. The helpdesk support email is: esavesupport@macsonline.de
For further information, please contact: info@macsonline.de
A large bank in Turkey administers green housing loans provided by international development banks & green funds. The bank uses eSave Financial Products (FP) in the internal loan eligibility verification process and allocates approved loans to appropriate funding sources. The bank also relies upon eSave FP to fulfil its reporting obligations against the sources of finance and to monitor the overall carbon footprint of bank’s activities. The efforts of the bank to support green finance & climate change mitigation efforts were duly acknowledged when the bank was selected to represent the financial sector of Turkey at the “Rio+20 United Nations Sustainable Development Conference” in Brazil in 2012.
Since 2010 more than 10,000 loans have been eligibility checked and reported through eSave FP, resulting in verifiable documentation of approximately 160,000 tons of annual CO₂ reduction.
An investor approaches a bank in Serbia with a loan request for construction of a small hydropower plant on Gobeljska river in the Samokovo municipality. According to the business plan, profitability of this investment is achieved if the installation is capable to generate more than 4 GWh per year. The bank uses eSave Hydro Power in the due diligence process and finds out that, based on 50 years of flow data at the adjacent river gauge at Biljanovats, the long-term average expected generation at this location is rather 3.26 GWh per year. The software also indicated the possibility that in some years this location may only be able to produce less than 1 GWh.
The bank includes these results in its risk assessment and is able to include adequate mitigation measures, thus taking an informed decision on this loan request.
